Personal Insurance Overview                              

At Network Agency our agents in NY & NJ are committed to finding you the comprehensive insurance coverage you need. Whether you want to protect your car and home or your possessions, our agents will provide you with outstanding service that will protect your most important assets. 

 

Automobile Insurance                                            

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise.

Finding an auto insurance policy is tricky. You may not know the requirements of the state/finance company or how much coverage is needed because you are not an expert. Network agency is ready to help you find the perfect policy. Our agents are not here only to sell you a policy, but also teach you what you need to know about auto insurance. If you need auto insurance, contact us now and we are sure to provide you with outstanding customer service.

 

Homeowners Insurance                                        

Homeowner Insurance is a type of property insurance that covers private home which combines losses occurring to one’s home, losses of function (increasing living expenses), or losses of other personal possessions of the homeowner. Liability coverage protects against injuries sustained by guests, and it covers damage you, your family members and pets cause to other properties and individuals.

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Life & Health Insurance                                  

Searching for life and health insurance can be overwhelming not to mention confusing when deciding which policy you need. Whether you're a recent graduate, self-employed, retiring early or working without health and life coverage, we offer a wide variety of individual and family plans to meet your needs. By simply providing us with some basic information, we will shop your rates at the top-rated carriers to find you the best plans and most affordable rates.

Flood Insurance                                             

Floods happens more than you think. It can happen anywhere, any time of the year. Regular homeowner’s insurance policies don’t cover floodwater damage. Protect your home and belongings from flooding caused by rain, melting snow from winter thaws, storm surges, mud-flows and more. If you live in a flood plain, your mortgage company will likely require you to buy flood insurance. The price of flood insurance is based on standardized rates and depends on the home’s value and whether or not it’s in a flood plain. 

 

Umbrella Insurance                                          

Everyone concerned about losing income or assets in one large lawsuit needs an umbrella policy. Your car insurance and home insurance may not be always able to cover all the liability from a lawsuit. You cannot control who you are may injure. If you injure, for example, the CEO of a large corporation, a professional athlete or a doctor, you would owe for millions of dollars of lost wages, medical bills, etc. At Network Agency, our agents can find an umbrella policy that costs approximate $150 to $200 for the first $1 million coverage, then approximately $100 for each additional $1 million.