Floods happen more than you think. It can happen anywhere, any time of the year. Regular homeowner’s insurance policies don’t cover floodwater damage. Protect your home and belongings from flooding caused by rain, melting snow from winter thaws, storm surges, mud-flows, and more. If you live in a flood plain, your mortgage company will likely require you to buy flood insurance. The price of flood insurance is based on standardized rates. Generally, it depends on the home’s value and whether or not it’s in a flood plain.
Everyone concerned about losing income or assets in one large lawsuit needs an umbrella policy. Your car or home insurance may not be always able to cover all the liability from a lawsuit. You cannot control who you are may injure. If you injure, for example, the CEO of a large corporation, a professional athlete, or a doctor; you would owe for millions of dollars of lost wages, medical bills, etc. At Network Agency, our agents can find an umbrella policy that costs approximately $150 to $200 for the first $1 million coverage, then approximately $100 for each additional $1 million.